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		<lastmod>2024-11-08T18:59:13+00:00</lastmod>
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		<loc>https://oppa.yourwebsitebuild.com/faqs/10-what-is-the-distribution-of-the-retirement-letter-and-when-should-it-be-submitted/</loc>
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		<loc>https://oppa.yourwebsitebuild.com/faqs/9-what-should-be-included-in-a-retirement-letter/</loc>
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		<loc>https://oppa.yourwebsitebuild.com/faqs/5-will-my-pension-accrue-during-a-leave-with-pay/</loc>
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		<loc>https://oppa.yourwebsitebuild.com/faqs/2-can-a-member-elect-to-take-a-leave-with-pay-in-lieu-of-a-portion-or-all-of-their-severance/</loc>
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		<loc>https://oppa.yourwebsitebuild.com/faqs/1-can-a-member-take-a-leave-with-pay-in-lieu-of-their-severance-prior-to-or-after-achieving-their-earliest-unreduced-retirement-date/</loc>
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		<loc>https://oppa.yourwebsitebuild.com/faqs/how-does-a-member-qualify-or-requalify-for-short-term-sickness-credits-stsp/</loc>
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		<loc>https://oppa.yourwebsitebuild.com/faqs/what-should-the-medical-certificate-include-if-an-employment-accommodation-is-required/</loc>
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		<loc>https://oppa.yourwebsitebuild.com/faqs/what-is-my-sick-credit-entitlement/</loc>
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		<loc>https://oppa.yourwebsitebuild.com/faqs/can-medical-be-provided-directly-to-the-employer-from-a-health-care-provider-i-e-physician-nurse-practitioner-etc/</loc>
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		<loc>https://oppa.yourwebsitebuild.com/faqs/does-a-member-have-a-choice-of-who-completes-the-requested-medical/</loc>
		<lastmod>2024-11-20T16:35:34+00:00</lastmod>
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		<loc>https://oppa.yourwebsitebuild.com/faqs/who-pays-for-the-completed-medical/</loc>
		<lastmod>2024-11-20T16:36:05+00:00</lastmod>
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		<loc>https://oppa.yourwebsitebuild.com/faqs/how-does-a-member-receive-reimbursement-for-medical-that-they-have-paid-for/</loc>
		<lastmod>2024-11-20T16:36:56+00:00</lastmod>
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		<loc>https://oppa.yourwebsitebuild.com/faqs/are-members-required-to-provide-the-employer-with-medical-if-they-are-approved-on-wsib/</loc>
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		<loc>https://oppa.yourwebsitebuild.com/faqs/are-members-required-to-apply-for-a-leave-without-pay-if-their-wsib-claim-is-denied-and-they-are-appealing-the-denial/</loc>
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		<loc>https://oppa.yourwebsitebuild.com/faqs/does-wsib-provide-the-employer-with-copies-of-medical-received-for-a-members-wsib-claim/</loc>
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		<loc>https://oppa.yourwebsitebuild.com/faqs/will-a-members-pension-contributions-be-maintained-while-approved-on-wsib/</loc>
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		<loc>https://oppa.yourwebsitebuild.com/faqs/what-do-the-retirement-watches-look-like/</loc>
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		<loc>https://oppa.yourwebsitebuild.com/faqs/what-is-the-1-6th-rule/</loc>
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		<loc>https://oppa.yourwebsitebuild.com/faqs/how-will-claims-submitted-on-or-before-january-14-2026-for-services-received-between-january-1-2026-and-january-14-2026-be-assessed-and-paid/</loc>
		<lastmod>2025-12-29T19:31:45+00:00</lastmod>
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		<loc>https://oppa.yourwebsitebuild.com/faqs/why-did-the-yearly-maximum-for-paramedical-services-not-increase/</loc>
		<lastmod>2025-12-29T19:38:02+00:00</lastmod>
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	<url>
		<loc>https://oppa.yourwebsitebuild.com/faqs/75-per-visit-is-not-enough-to-cover-some-paramedical-service-appointments-why-was-this-amount-not-increased-further/</loc>
		<lastmod>2025-12-29T19:38:46+00:00</lastmod>
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		<loc>https://oppa.yourwebsitebuild.com/faqs/not-all-police-services-have-a-per-visit-cap-for-paramedical-services-why-do-we/</loc>
		<lastmod>2025-12-29T19:39:00+00:00</lastmod>
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		<loc>https://oppa.yourwebsitebuild.com/faqs/when-will-members-see-the-new-enhancements-reflected-in-the-my-canada-life-at-work-app/</loc>
		<lastmod>2025-12-29T19:41:15+00:00</lastmod>
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		<loc>https://oppa.yourwebsitebuild.com/faqs/the-heath-care-spending-account-hcsa-is-launching-in-april-2026-does-that-mean-that-year-is-9-months-long-for-the-purposes-of-hcsa-reimbursements/</loc>
		<lastmod>2025-12-29T19:42:00+00:00</lastmod>
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		<loc>https://oppa.yourwebsitebuild.com/faqs/what-are-the-eligible-expenses-for-reimbursement-through-the-hcsa/</loc>
		<lastmod>2025-12-29T19:43:55+00:00</lastmod>
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		<loc>https://oppa.yourwebsitebuild.com/faqs/are-items-like-gym-memberships-clothing-and-health-monitoring-devices-fitbit-apple-watch-eligible-for-reimbursement-through-the-hcsa/</loc>
		<lastmod>2025-12-29T19:44:44+00:00</lastmod>
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		<loc>https://oppa.yourwebsitebuild.com/faqs/why-are-retired-members-not-getting-an-hcsa/</loc>
		<lastmod>2025-12-29T19:48:44+00:00</lastmod>
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		<loc>https://oppa.yourwebsitebuild.com/faqs/what-should-i-do-if-i-have-more-questions-about-how-the-hsca-will-work/</loc>
		<lastmod>2025-12-29T19:50:30+00:00</lastmod>
	</url>
	<url>
		<loc>https://oppa.yourwebsitebuild.com/faqs/why-did-the-membership-not-have-the-opportunity-to-vote-on-these-changes/</loc>
		<lastmod>2025-12-29T19:52:56+00:00</lastmod>
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		<loc>https://oppa.yourwebsitebuild.com/faqs/who-can-i-contact-to-obtain-additional-information-regarding-my-specific-situation/</loc>
		<lastmod>2025-12-29T19:54:52+00:00</lastmod>
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	<url>
		<loc>https://oppa.yourwebsitebuild.com/faqs/ive-received-an-e-mail-from-a-psb-investigator-giving-me-10-days-to-provide-a-duty-report-what-should-i-do/</loc>
		<lastmod>2026-05-12T12:36:21+00:00</lastmod>
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